Cash Only Patients

Cash only is a type of payment where the patient’s own resources pay for the care. It is contract between the patient and the physician. Individuals pay for care with personal funds, health saving accounts, and other funds. Cash only is the basis upon which the healthcare financing system began. Patients paid physicians a fee-for-service. In its purest sense, the Cash Only model includes only the physician and patient in the exchange of compensation for medical care provided. Over the years as healthcare financing arrangements have changed, entities paying a fee-for-service includes all payers-public and private. Recently, the healthcare industry has referred to physician practices that do not accept health insurance as cash-only practices or Cash only offices. Cash only vastly reduces the traditional overhead expenses by not having to bill and abide by contractual requirements of third party payers. There are already millions of Americans who cannot afford private health insurance and have Medicaid coverage. Others self-insure due to their financial resources being such that they can pay out-of-pocket for their medical expenses.

Retainer Medicine

Retainer medicine is practiced by physicians who have decided to drop out of all third party payer programs. These practitioners have offered a limited number of patients the opportunity to pay a fixed annual fee in exchange for premium services and amenities. Retainers doctors generally limit, by a drastic amount, the number of patients, which they will service. This makes the most sense for primary care physicians and those specialists who have ongoing and regular relationships with their patients. Many retainer practices also provide amenities which patients often do not get when Medicare or an insurer pays the doctor, including access to the physician’s cell phone, e-mail correspondence, same-day appointments, and plenty of face time during appointments. However, whatever the specifics of a particular practice may be, the key that defines “retainer medicine” is that the doctor works for the patient. It has become impossible in practical terms and in ethical terms for traditional primary care physicians to fight the pervasive pressures upon them to ration healthcare at the bedside. To escape this fate, they must become either specialists or a retainer practitioner. That is, primary care physicians must choose between remaining in a system that ruthlessly pushes them toward a practice of bedside rationing or, one way or another, getting out of traditional primary care medicine altogether. Retainer medicine restores the professional integrity of medical practice, and re-establishes a doctor-patient relationship in which the physician can again assume the duty of a true advocate. It is perhaps the only remaining means to restore the foundational medical ethic of always placing the patient first. Retainer fees let one practice handle more patients by phone or email.

Skin Conditions

Here is a glossy of terms for skin conditions. Atrophic means thin. Wrinkled and blistered skin is fluid-filled. Bumps and crust or scabs indicate the formation of dried blood, pus or other skin fluid over a break in the skin. A cyst is a deep lesion that contains pus. Excoriation is a hollowed-out or linear area covered by a crust. Hives or wheals entail a pink swelling of the skin. Lichenification describes skin that has thickened. A macule is a smaller version of a patch or a flat discolored spot. A nodule or papule is a solid, raised bump. Raised bumps describe bumps that stick out above the skin surface whereas a patch is flat, and discolored. A pustule refers to a pimple, which is an inflamed lesion that looks like a pink bump. Scales are dead skin cells that appear as flakes or dry skin. A scar is fibrous tissue that has formed after a skin injury.

Facial Skin Care Products

For clear, pure, balanced and hydrated skin, everyone needs the gentle cleansing of a complete line of facial skin care products. Some skin care products will exfoliate and balance the pH of the skin and complexion by controlling excess sebum and exfoliating dead skin cells. Always replenish, revitalize, soothe, calm, hydrate: a natural skin care product line is designed to relieve environmental stress with natural properties that are ideal for all skin types, from dry and delicate to normal to oily. Many serious skin care products not only revitalize but some work as an excellent eye make up remover or as a simple spritz of refreshing revitalizing hydration.